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The 403(b) Plan is a voluntary (optional) supplemental retirement savings program offered under section 403(b) of the Internal Revenue Code and is called the Tax-Sheltered Annuity Plan ("TSA Plan").  

The èßäapp¹ÙÍø 403(b) Plan is administered by Carruth Compliance Consulting (CCC).  Ã¨ßäapp¹ÙÍø offers the following types of 403(b) Plans for you to contribute to:

• Traditional (before-tax) 403(b) Plan; and
  
• Roth (after-tax) 403(b) Plan, subject to vendor acceptance of such contributions.

All contributions to the èßäapp¹ÙÍø 403(b) Plan are made by the employee.  The District does not contribute toward the 403(b) Plan and there is no Employer Match.

Eligibility to Participate

All employees are eligible to participate.

IRS 403(b) Plan Contribution Limits for 2025

• $23,500.00 applies to employees under Age 50 at the end of 2025
• $31,000.00 applies to employees age 50-59 or over 63 by the end of 2025
• $34,750.00 applies to employees age 60-63 by the end of 2025
• 403(b) Special 15 Years of Service Catch-up: Up to an additional $3,000***
  
  

*Note: Contributions to the plan above cannot exceed employees’ total compensation.
**Please contact CCC to verify eligibility and limits available under Special Catch-up.

*NEW*  The ’Age-Related Catch-up Limits’ above apply for the first time in 2025 as a result of the SECURE 2.0 Act. A new ’Catch-up Contributions Must Be Roth for Highly Compensated Participants’ requirement becomes effective in 2026. Additional information about SECURE 2.0 requirements is available at 

Enrollment & Changes During the Calendar Year

To enroll or make changes online in PeopleSoft Employee Self-Service (ESS), follow the on the CCC website.

• You may enroll in the èßäapp¹ÙÍø 403(b) Plan at any time, subject to payroll deadlines. 
  
• You may start, stop, increase, or decrease your contributions to the èßäapp¹ÙÍø 403(b) Plan at any time, subject to payroll deadlines. 

Rollovers

You may be able to rollover retirement account(s) from previous employers into your èßäapp¹ÙÍø 403(b) Plan.

For more information on rollovers into the èßäapp¹ÙÍø 403(b) Plan, contact Carruth Compliance Consulting, the plan administrator for the èßäapp¹ÙÍø 403(b) Plan, at 503-968-8961 or by email at .

Contact Carruth Compliance Consulting (CCC)

CCC can provide you with additional information on the èßäapp¹ÙÍø 403(b) Plan and answer any 403(b) questions you have specific to your situation.

Phone: 503-968-8961
Email:  cccinfo@ncompliance.com 
Website:  

PeopleSoft ESS Login Issues

If you experience any issues logging into PeopleSoft Employee Self-Service (ESS), on-site or off-site, please contact the èßäapp¹ÙÍø IT Service Desk at 503-916-3375.  

403(b) Technical Issues in PeopleSoft ESS

If you experience any technical issues enrolling or making changes to your 403(b) Plan contribution in PeopleSoft Employee Self-Service (ESS), please contact the èßäapp¹ÙÍø Benefits Team at benefits@pps.net.